At Financial Planning Matters, we offer a wide range of bespoke financial services designed to help you achieve your personal and professional financial goals. Whether you're planning for retirement, growing your wealth, or protecting your family’s future, our team of experienced advisors will provide clear, tailored guidance. Below is a selection of the comprehensive services we offer, all designed to deliver long-term financial security and peace of mind.

Comprehensive Financial Planning

• Holistic financial plans tailored to personal and family goals, including budgeting, savings, and future planning.

• Life event planning: Support for significant life events like marriage, purchasing a home, or starting a family.

Retirement Planning

• Bespoke strategies for pension planning (Irish pension schemes and international options).

• Investment portfolios designed for long-term retirement security.

• Guidance on state pensions, personal pensions, and company pension schemes.

Investment Management

• Portfolio design and management to match client risk profiles.

• ESG (Environmental, Social, Governance) investment options.

• Ongoing portfolio monitoring and adjustments to meet market conditions.

Tax Planning and Optimisation

• Tax-efficient strategies for income tax, capital gains tax, and inheritance tax.

• Advice on business owner tax reliefs and self-employed taxation.

• Planning for retirement reliefs and tax implications on pensions.

Wealth Building for Young Professionals

• Tailored advice for millennials and young professionals on building wealth early.

• Budgeting tools and education for first-time investors.

• Help with student loan repayment and debt reduction.

6. Mortgage and Home Purchase Advisory

• Independent advice on first-time buyer schemes.

• Guidance on mortgage applications, interest rates, and terms.

• Investment property advice for prospective landlords.

Business and Self-Employed Financial Planning

• Specialist financial advice for small business owners and the self-employed.

• Business tax planning, succession planning, and risk management.

• Pension and retirement solutions tailored for business owners.

Insurance and Protection Planning

• Advice on life insurance, income protection, and critical illness cover.

• Family protection plans to secure dependents’ financial future.

Estate and Inheritance Planning

• Strategies for passing on wealth tax-efficiently.

• Setting up trusts and navigating Irish inheritance laws.

• Will writing and inheritance tax advice.

Education Funding Planning

• Saving strategies for children’s education (e.g., university funds).

• Options for tax-efficient savings accounts for educational goals.

Debt Management and Reduction Plans

• Strategies for managing and reducing personal debts, including credit card debt and loans.

• Debt consolidation advice and financial recovery plans.

Financial Coaching and Literacy Workshops

• Personal coaching for individuals looking to improve their financial literacy.

• Workshops and seminars on budgeting, investing, and tax management.

Expatriate Financial Planning

• Advice on financial matters for expats living in or moving to Ireland.

• Assistance with managing international investments and pensions.

Family and Child Financial Planning

• Financial plans focused on family growth, including saving for childcare and education.

• Advice on long-term family financial security.