Investment planning
At Financial Planning Matters, our Investment Management Service is designed to help you grow and protect your wealth, while aligning your investments with your personal goals and risk tolerance. Whether you're looking to build a portfolio for long-term growth, generate a steady income, or save for a major life event, we offer a tailored approach that adapts to your unique financial situation.
REGULAR SAVINGS PLAN
Whatever your financial aspirations—be it preparing for a future home, planning a dream wedding, or building a financial buffer for unexpected events—a carefully designed savings plan can be instrumental in achieving them. We offer a variety of savings solutions tailored to fit your unique goals. By starting a Regular Savings Plan, you can watch your savings steadily grow over time. Dedicating a portion of your income regularly, your savings are strategically invested across different funds aligned with your personal risk tolerance.
Our investment experts are ready to support you in finding the ideal savings strategy, so you can work towards your financial goals with confidence.
LUMP SUM INVESTMENT BONDS
With current bank savings accounts offering minimal interest, it’s worth considering if you’d like your money to work harder for you.
If you have a lump sum—perhaps from an inheritance or savings—you could benefit from our range of investment funds tailored to your risk preferences, offering the potential for stronger growth. Designed for those with a long-term investment outlook of five years or more and a minimum investment of €5,000, our Lump Sum Investment solution provides the flexibility to adjust your investments across different funds, giving you full control of your portfolio. You can monitor your investment bond’s value anytime, ensuring both transparency and convenience throughout your investment journey.
We know that making wise investment choices is essential for building a secure and prosperous future. That’s why we’re committed to guiding you at every step of your journey.
CHILDREN’S SAVING PLAN
Begin planning for your child’s future now to give them the best opportunities in life. Starting early allows you to maximize the financial resources available to support them as they grow. Our plan offers a variety of investment funds to choose from, tailored to provide optimal growth over time. With this plan, you can build a dedicated fund specifically for your child. Additionally, by assigning the plan to your child, you can take advantage of the annual Gift Tax exemption of €3,000 per person (or €6,000 for a married couple).
Our team of investment experts is here to guide you every step of the way, ensuring you make well-informed choices to secure your child’s financial future.
GUIDING YOU THROUGH THE INVESTMENT LANDSCAPE
Our diversified portfolio strategies are designed to spread your investments across various asset classes, helping to minimize risk and enhance potential returns. Leveraging comprehensive market research, we identify promising opportunities to make informed investment choices. Through active portfolio management, we regularly review and adjust your investments to align with market trends and maximize growth. Our expertise also opens doors to exclusive investment opportunities often unavailable elsewhere. Additionally, we specialize in retirement and wealth planning, providing a solid foundation for a secure financial future. With transparent fee structures, you can trust in the integrity and value of our services every step of the way.
Investment Principles
The investment funds we select consist of global equities and various asset classes, offering varied risk and reward levels. These investment funds have a proven track record year on year, of delivering consistent medium-long term growth.
Additionally we seek opportunities that provide diversification, tax efficiencies, and protection against inflation. Our strategies include alternative investments, real assets, and Tax-Back investments such as EIIS (Employment Incentive Investment Scheme).
We understand some clients might prefer a more stable investment journey.. To cater to their needs, we also offer low-risk and capital-protected investment products.
We believe in providing continuous updates and guidance to our clients throughout their investment journey. We adjust our investment plans to fit their financial life-cycle.
When investing, it’s crucial to consider risk tolerance and your investment goals. Whether you invest to generate income, or to grow your capital… We can help you choose the right investment strategy to suit.
It’s also important to consider that investment policies generally provide better returns than having your money in the bank. The returns from a bank savings account may not keep up to pace with inflation.
Investing can offer higher returns over the medium to long term, while protecting your money against the negative effects of inflation. However – investing always involves risk, and it’s essential to invest only what you can afford to potentially lose.
If you’re interested in learning more about our savings or investments policies and how we can help you to achieve your financial goals… Schedule an online appointment with one of our award-winning advisors today.
Trusted Partnerships
We work with some of the top Insurance and Financial Investment companies in Ireland:
