Protect Your Legacy with Smart Estate Planning
Estate planning is more than just passing on your assets—it’s about ensuring your wealth is protected, tax-efficient, and distributed according to your wishes. Without a solid plan, your estate could be subject to unnecessary tax liabilities, legal delays, or even disputes among beneficiaries.
A well-structured estate plan safeguards your financial legacy, ensuring your loved ones benefit from clear, efficient wealth transfer while minimising costs and complications.
Book a 30-minute Zoom consultation with our expert advisors to start securing your estate today.
How We Can Help: Comprehensive Estate Planning Services
Our team works closely with legal and tax professionals to craft a tailored estate plan that aligns with your long-term goals.
Wills & Power of Attorney – Ensure your final wishes are legally documented and your affairs are managed if you become incapacitated.
Inheritance Planning – Strategically structure your estate to minimise tax burdens and maximise benefits for your heirs.
Tax-Efficient Estate Planning – Reduce inheritance tax liabilities, so more of your wealth passes on to your loved ones e.g. Bare Trusts & utilisation of the annual small gift allowances
Asset Transfer & Gifting Strategies – Smoothly transition your wealth to the next generation while complying with tax regulations.
Wealth Protection – Secure your financial legacy, ensuring your assets remain within your family.
Planning ahead brings peace of mind, knowing your loved ones will be supported and your estate managed as intended.
Why Estate Planning Matters – Key Benefits
A properly structured estate plan ensures clarity, security, and financial efficiency for your heirs. Here’s how it helps:
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Secure Asset Distribution
Ensure your wealth goes directly to the right beneficiaries without legal complications.
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Protect Vulnerable Family Members
Set up trusts for minors, dependents with special needs, or financially inexperienced beneficiaries.
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Avoid Lengthy Probate Delays
Help your family bypass complex legal processes that can delay inheritance distribution.
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Minimise Taxes & Legal Costs
Reduce Capital Acquisitions Tax (CAT) liabilities, keeping more of your estate intact.
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Preserve Family Businesses
Secure the future of your business by ensuring a smooth ownership transition.
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Prevent Family Disputes
A clearly defined estate plan eliminates confusion, misunderstandings, and legal challenges.
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Maintain Generational Wealth
Implement strategic wealth transfer to preserve family assets across generations.
Section 72 Life Assurance – Smart Inheritance Tax Planning
Ireland’s Capital Acquisitions Tax (CAT) applies to large inheritances, which can leave beneficiaries facing a significant tax bill. A Section 72 policy is a specialised life insurance plan designed to cover these taxes, ensuring your heirs receive their inheritance without financial burden.
How a Section 72 Policy Works:
Tax-efficient inheritance planning – Proceeds from the policy pay inheritance tax directly, reducing financial stress for beneficiaries.
Set up by the benefactor – The person leaving the inheritance must arrange and fund the policy.
Flexibility – Beneficiaries can be changed over time, offering adaptability to family circumstances.
Excess payout forms part of the estate – Any amount beyond tax liabilities is added to the overall estate.
Why It Matters: If your estate is over the tax-free threshold (€400,000 for children inheriting from a parent in 2025), beneficiaries could face a 33% tax on the excess amount. A Section 72 policy ensures that this tax is covered, preserving your family’s financial security.
Is a Section 72 policy right for you? Speak to our estate planning experts to explore your options.
Secure Your Family’s Future – Start Planning Today
Estate planning isn’t just for the wealthy—it’s for anyone who wants to protect their assets, reduce tax burdens, and ensure a smooth transition of wealth.
Book a 30-minute Zoom consultation and take the first step toward securing your financial legacy.
Trusted Partnerships
We work with some of the top Insurance and Financial Investment companies in Ireland:
