Financial Planning

Investment Planning

At Financial Planning Matters, our Investment Planning Service is designed to help you grow and protect your wealth, while aligning your investments with your personal goals and risk tolerance. Whether you're looking to build a portfolio for long-term growth, generate a steady income, or save for a major life event, we offer a tailored approach that adapts to your unique financial situation.

What is Investment Management?

Investment management involves creating and overseeing a portfolio of assets—including stocks, bonds, mutual funds, and other investment vehicles—with the objective of achieving specific financial goals. A successful investment management strategy requires a deep understanding of the financial markets, regular monitoring, and ongoing adjustments to respond to changing market conditions and life circumstances.

At Financial Planning Matters, we take a personalised and strategic approach, ensuring that your investments are diversified, tax-efficient, and aligned with your broader financial objectives.

What’s Included in Our Comprehensive Financial Planning

  • Our Approach to Investment Management

    We start by getting to know you and understanding your financial priorities. Whether you're saving for retirement, building a legacy, or funding education for your children, our advisors take the time to understand what matters most to you.

  • Developing a Customised Investment Strategy

    After gaining a clear picture of your goals, we’ll develop a tailored investment strategy that balances growth and security. This strategy will be built around your time horizon, risk tolerance, and income requirements. We also factor in any ethical or social investment preferences to ensure your portfolio truly reflects your values.

  • Active Portfolio Management

    Markets can be unpredictable, and an effective investment strategy needs to be adaptable. Our experienced team continuously monitors and adjusts your portfolio to respond to market movements and economic shifts. We also provide regular performance reviews to keep you informed and ensure your investments remain on track.

  • Risk Management and Diversification

    Managing risk is at the heart of what we do. We build diversified portfolios that spread your investments across different asset classes, industries, and geographic regions to mitigate risk while optimising potential returns. Our goal is to protect your wealth, regardless of market conditions.

  • Tax-Efficient Investing

    A critical part of investment management is ensuring that your returns aren’t eroded by unnecessary taxes. We’ll help structure your investments to make the most of tax-efficient strategies, such as using pension contributions, investment bonds, and other tax-advantaged accounts.

  • Ongoing Financial Guidance and Support

    Investment management doesn’t end with setting up your portfolio. Our advisors provide continuous guidance, keeping you updated on economic changes and new investment opportunities that may impact your financial plan.

How much will you need for retirement?

Knowing how and where to invest your money can be a minefield. You want to feel secure in the knowledge that your investment is safe whilst also working hard for you.

At Financial Planning Matters we will tailor a bespoke investment plan for you based on your life stage and your level of risk adversity. We can advise you on the best investment channel for you to reach your financial goals.

Whether it’s a plan to save for a house deposit, a better place for your children’s allowance or to simply outperform the deposit rates on offer, we have an option for everyone.

Why Choose Financial Planning Matters for Investment Management?

Choosing the right investment manager is essential to achieving your financial objectives. Here’s what sets us apart:

  • Independence: As independent advisors, we are not tied to any specific products or providers, allowing us to offer truly unbiased advice.

  • Experience and Expertise: Our team brings decades of experience from global financial institutions, ensuring that your investments are managed with the highest level of professional care.

  • Client-Focused Approach: We believe in building long-term relationships based on trust and transparency. Our advisors are always available to answer your questions, review your strategy, and adapt your plan as your circumstances change.

  • Holistic Financial Planning: Investment management doesn’t exist in a vacuum. We take a holistic view of your entire financial picture, integrating your investment strategy with other aspects of your financial plan, such as retirement planning, tax planning, and estate planning.

Start Your Investment Journey with Us

No matter where you are in your investment journey, we’re here to help you take the next step. Whether you’re a seasoned investor looking for professional management or someone new to investing seeking expert guidance, Financial Planning Matters can help you navigate the complexities of the market with confidence.