Financial Protection – Your Safety Net for Life’s Uncertainties
Life is unpredictable, but your financial security doesn’t have to be. Whether it’s illness, injury, loss of income, or ensuring your loved ones are protected, the right financial protection plan provides peace of mind and long-term stability.
At Financial Planning Matters, our team of Certified Financial Planners help individuals, families, and business owners build tailored protection strategies—so no matter what happens, you and your loved ones are covered.
How We Help You Stay Protected
Tailored Protection Plans – Find the right policies that fit your unique needs.
Best Deals from Leading Providers – Access competitive quotes from Ireland’s top insurance companies.
Hassle-Free Application Support – We guide you through the entire process, from paperwork to policy approval.
Annual Policy Reviews – Life changes, and so should your protection. We ensure your coverage stays up to date.
Flexible Consultations – Whether solo or with a partner, our one-hour consultations help you take the first step toward securing your income, future, and peace of mind.
Not sure what cover you need? Let’s talk—our team will guide you through your options.
Income Protection – Safeguard Your Salary & Financial Security
Your income is your biggest asset—but what happens if illness or injury prevents you from working?
Income Protection insurance ensures you have a regular income if you're unable to work due to illness or injury, covering up to 75% of your salary until you can return.
Why It Matters:
Keeps you on top of mortgage payments, bills, and daily living expenses.
Ensures financial stability during recovery so you can focus on your health.
Tax-efficient—premiums are eligible for tax relief at your marginal rate.
Thinking about Income Protection? Let us guide you towards the best policy tailored to your needs.
Mortgage Protection – Keeping Your Home Secure for Your Loved Ones
Your home is one of your biggest investments—make sure it remains secure, no matter what happens.
Mortgage Protection insurance ensures that your remaining mortgage is paid off in full if you pass away, preventing financial strain on your family.
Why It’s Essential:
Ensures your loved ones can remain in their home without financial burden.
Lender-required for most mortgage approvals.
Can be tailored to provide additional cover beyond the basic lender policy.
Looking to protect your family home? Get expert guidance on the best policy today.
Life Insurance – Protecting Your Loved Ones, Securing Their Future
Life insurance provides a financial safety net for your family, ensuring they are financially secure if you’re no longer around.
How It Works:
Pays out a lump sum to your beneficiaries upon your passing.
Helps cover mortgage repayments, household bills, and future expenses.
Can be structured as Term Life Insurance (set timeframe) or Whole of Life Insurance (lifetime cover).
With the right policy, your family will have the support they need—no matter what happens. Let’s find the best solution for your needs.
Pension Term Protection – Life Cover with Tax Benefits
If you're self-employed or not in a pensionable job, Pension Term Protection offers affordable life cover while providing potential tax benefits.
Key Benefits:
Life cover that provides financial security for your loved ones.
Eligible for tax relief—premiums can be deducted at your highest tax rate.
Can be funded by your company, making it tax-efficient for directors and business owners.
Not sure if Pension Term Protection is right for you? Let’s explore your options together.
Partnership Protection – Safeguarding Your Business & Its Future
If a key business partner or shareholder were to pass away, what would happen to their shares? Without a structured plan, this could lead to financial and legal complications for both the business and the deceased’s family.
Partnership Protection ensures:
Funds are available to buy out a deceased partner’s shares.
Business continuity—prevents ownership disputes or external interference.
Financial stability—ensures the deceased’s family receives a fair buyout.
Ensure your business is protected and prepared—speak to us about Partnership Protection today.
Secure Your Future – Let’s Build Your Protection Plan Today
A well-structured financial protection plan gives you and your loved ones security and confidence—knowing that no matter what happens, you’ll be financially covered.
Let’s create a safety net that works for you—get in touch today.
Trusted Partnerships
We work with some of the top Insurance and Financial Investment companies in Ireland:
