Mortgages

Planning for your mortgage is a crucial step towards securing your financial future. Whether you’re a first-time homebuyer or considering refinancing options, our skilled professionals are ready to assist you in navigating the intricacies of mortgage planning and loan choices. Explore our array of mortgage services, and let us steer you towards a successful and financially stable homeownership journey.

First-time buyers

Begin your home-buying journey with us today. Discover how much you can potentially borrow and the value of your monthly payments. Applying for a mortgage has never been more convenient, thanks to our streamlined online application process.

Our expert advisors will help you start by assessing your financial readiness. They will research various lenders and mortgage products to find one that aligns with your needs and budget. 

Remortgage

Remortgaging can offer a multitude of financial benefits. It allows you to access lower interest rates, potentially reducing your monthly mortgage payments and saving you money over the long term.

Moreover, it can free up equity in your property, providing the funds you need for home improvements, debt consolidation, or other investments. By reassessing your mortgage, you can tailor it to better suit your current financial situation and future goals, ultimately increasing your financial flexibility and security. 

Compare Ireland’s top lenders to find the best deal for your mortgage

Switching mortgage

Switching your mortgage can be a smart financial move. By refinancing with a different lender, you have the opportunity to secure a better interest rate, potentially reducing your monthly repayments and saving you money over the long term. This process allows you to take advantage of competitive offers in the market.

However, it’s crucial to carefully assess all associated costs, such as legal fees and valuation charges, to ensure that switching makes financial sense for your specific situation. Speak with one of our expert advisors and make the switch as smooth and beneficial as possible.

Moving home

You decided that is time to move home? No matter if you are going for a big or smaller home, our expert advisors will help all the way streamlining the process and saving you time and effort. They have the expertise to navigate complex financial situations or credit challenges.

Additionally, our advisors work on your behalf, acting as your advocate with lenders and ensuring you get the best deal possible. Their expert guidance can make the mortgage transition during a home move more efficient, cost-effective, and less stressful, ultimately saving you money and providing peace of mind.

Receive expert support to secure your mortgage with us here at True Wealth. Take the first step towards home ownership reaching out for a consultation today.

Self-build mortgage

Securing a self-build mortgage involves a specialised process tailored to individuals looking to construct their own homes. 

Our experienced advisors can be invaluable, as they can help you navigate the complexities of this unique financing option and guide you through each stage of the application process helping your achieve your dream home.

Buy-to-let mortgage

Investing in a buy-to-let property involves purchasing a residential property with the intention of renting it out to tenants for rental income. 

Financing options for buy-to-let properties in Ireland may require a larger deposit compared to traditional mortgages, and lenders typically evaluate your ability to generate rental income from the property. 

Speak with one of our expert advisors that can help you make informed decisions and navigate the complexities of the buy-to-let market effectively.

Trusted Partnerships

We work with some of the top Insurance and Financial Investment companies in Ireland: